The TPA Module delivers the financial controls, bordereau depth, and Lloyd’s-ready reporting that serious delegated authorities require — operating today as the fixed, audit-ready outputs your carriers and coverholders already trust. And with ELIAS AI, those same controls become conversational, interactive, and generative — without ever leaving the audit chain.
A TPA doesn’t get to choose which stakeholder gets the audit. Carriers, coverholders, syndicates, auditors, investors, regulators — they all have a right to the record. The TPA Module exists because the audit is always now.
Carrier, managing agent, coverholder, investor, auditor, regulator. Each one has different rights to different data — and each one expects reports in their own format, on their own cadence. You need a system that can serve all six without six different extracts.
Bordereau run monthly. MI reports run quarterly. Adjuster payouts run weekly. Authority audits can happen any day of the year. The books need to be current all the time — not just during close.
A reserve change has to have a reason. A payment has to have an authority. A claim share split has to add to 100%. A bordereau has to tie back to the underlying claims. The TPA Module enforces every one of those rules at the point of entry, not at month-end.
Everything here exists in FileTrac right now. The outputs are structured, deterministic, and built for the auditor’s desk — the bordereau the managing agent expects, the loss run the carrier can reconcile, the payment register the investor can verify.
Contracts, reserves, authority levels, claim shares, and checkbook — six interlocking guardrails operating at the claim level. Every dollar is controlled by at least two of them simultaneously.
The Strict Approval Process engine enforces per-user authority limits at the moment of entry. Any payment at or above the submitter’s ceiling escalates automatically, with full reason codes and decision logs preserved.
Claims Bordereau mapped to the Lloyd’s Coverholder Reporting Standards v5.2. Per-syndicate templates saved once and re-run every period. The Contract/Treaty Exception Report catches share imbalances before submission.
The Financial (TPA) Report family — Admin Accountability, Custom Loss Run, Reserve Change Listing, Reserve Payment Register, Claim Share Invoice Summary, and LLOYD’s MI Reporting — built for delegated authority compliance.
Multi-party splits with automatic 100% validation. Three split types supported — entire claim, percentage, and syndicate-level. The system blocks progression until the math ties. No under- or over-allocation reaches the bordereau.
Syndicate → Managing Agent → Coverholder → Delegated Claims Authority. Every role’s required data fields are mapped — UMR, UCR, Year of Account, Syndicate Share — and routed through the correct reporting template automatically.
Everything above keeps running exactly as it is — the system of record, the immutable audit chain, the compliant outputs your coverholders and auditors already rely on. What changes is the surface you and your stakeholders interact with. ELIAS AI sits on top of the governed data — never replaces it — and turns fixed outputs into conversational, interactive, and generative artifacts.
Spreadsheets. PDFs. Structured reports. Every number traceable, every record defensible, every format predictable. The audit-ready baseline.
Interactive HTML dashboards. Live visualizations. Natural-language exploration of the same numbers. Reports that can be asked a question back.
Each feature above, re-imagined with ELIAS AI on top of the governed data. The records don’t change. The controls don’t change. What changes is what you can do with them — how you ask, how you see, how you hand off to a stakeholder.
Ask ELIAS in plain English: “Show me incurred versus paid for Syndicate 2987, Q3, Year of Account 2026, broken out by coverholder.” Get a live chart, a narrative summary, and a drill-down table — in seconds. Every figure ties back to the underlying claim record.
ELIAS watches the approval queue and surfaces patterns a human would miss — volume spikes, clustering at a single authority level, repeated overrides on a given carrier. Pre-drafts the escalation memo with context. The approver still decides. The copilot just removes the guesswork.
Instead of handing your coverholder an Excel file frozen in time, generate an interactive HTML bordereau they can sort, filter, and drill into — at their desk, on their schedule. The XLSX still exists underneath for the audit binder. The dashboard is what they actually use.
“Draft me a claims narrative for Coverholder Meridian Binding Authority’s Q3 review, formatted for the managing agent.” ELIAS writes the report, pulls the supporting numbers, cites every figure back to its claim, and hands you the markup. You edit. You approve. You send.
See the claim share structure graphically, not as a column of decimals. Hover a syndicate line and watch the downstream exposure recalculate live. Test a hypothetical change before committing. The 100% validation still runs underneath — you just see what you’re doing.
Generate ACORD-compliant XML for direct electronic data transfer to managing agents. ELIAS runs the pre-submission validation pass — share math, field mapping, reference completeness, syndicate-specific rules — and flags exceptions before the file leaves your hand. Submit clean, every time.
Same data. Same governance. Same audit trail. Two different surfaces for two different moments — the one the auditor needs, and the one the coverholder actually wants to use.
Excel export. Structured columns. Year of Account roll-up. Mapped to Coverholder Reporting Standards v5.2. Perfect for the audit binder, the managing agent’s portal, and the month-end submission.
Same underlying data — every figure traceable to the claim — surfaced as an interactive HTML dashboard. Filter by syndicate, hover to drill in, ask ELIAS a follow-up. Ship it to the coverholder with a link.
Every ELIAS-generated dashboard, narrative, and interactive artifact is bound to the underlying FileTrac record. Every figure is traceable to the claim it came from. Every generated output is versioned, timestamped, and provenance-stamped. The governed data is still the truth; ELIAS just lets you work with it differently.
Governance of the AI layer runs through the independent Ark Alliance Foundation — the same standards body behind the Certified Integrity Standard. This is what makes the “tomorrow” side of this page defensible in audit: the AI is governed, the records are immutable, and the chain from bordereau back to claim back to reserve back to policy is never broken.
Per-claim or subscription. Pay for what you use. Move tiers as your volume shifts — in either direction, at any time. No other platform in the industry gives you mid-year tier adjustment in both directions. The Module stays with you across every tier change.
The TPA Module handles delegated claims authorities from their first client company with a single contract, to operations managing dozens of coverholders with complex syndicate structures — and every month-end bordereau submission in between. Same module. Same audit chain. The scale is in the tier, not the code.
The TPA Module is live in FileTrac right now. ELIAS AI is arriving on top of it. You can start with today’s audit-ready outputs and grow into tomorrow’s interactive surface as it rolls out — without changing systems, without migrating data, without breaking a single audit trail.
Add it to your FileTrac tier, per-claim or subscription. The full financial control suite, bordereau engine, and Lloyd’s reporting — live, production, ready for your next submission cycle.
Conversational finance, live bordereau dashboards, generative reports, and ACORD XML validation — the ELIAS layer arriving on top of the Module. Same data. Same audit chain. New surface.