Now in Beta · Limited Access

The Industry Was Built
on Your Work.
Now It’s Built for You.

AdjusterIQ is the intelligent workspace where adjusters manage claims, earn credentials, and do their best work — powered by ELIAS AI and governed by the Certified Integrity Standard. Connected to any claims system on earth.

25+Years in Claims
CISIntegrity Standard
Any CMSAPI Connected
ELIASAI at Every Step
The Workspace

The Claim Starts Here.
So Does Everything Else.

AdjusterIQ is the workspace where ELIAS AI handles the entire claim lifecycle alongside you — from assignment through CIS-validated close. You stay in control. ELIAS does the work.

ELIAS AI
ELIAS AI
ACTIVE
ELIAS AI
Good morning, Marcus. A new assignment matches your profile — hail damage, residential, Fort Worth. IA firm is Meridian. Ready to pull the details?
Marcus
Show me.
ELIAS AI
4217 Meadow Creek Drive. 2,200 sq ft. Storm date April 6 — confirmed hail 1.25”. Deductible $2,500 AOP. Policy pulled. License verified for Texas. Accept?
Transparency Record: Read-only query. License verified via NIPR. No data modified. Action logged.
ELIAS AI
Accepted. Meridian notified. Insured: Patricia Henderson, (817) 555-0142. Nav set. Full policy pulled. One prior claim — Aug 2019, hail, $18,400. Roof age ~5 years. TX disclosure required in scope notes.
Marcus
Got it. Heading out.
Attribution: ELIAS Executor · Marcus Reynolds Authority · Read-only access · Action logged.
Marcus
On the roof. Significant hits — 1.5” min. Three tab layers. Gutters fully compromised. Dictating now.
ELIAS AI
Transcribed and structured. Three layers flagged for TX disclosure. 24 photos analyzed — hail confirmed 94% surface. Fort Worth live market pricing pulled. First Principles, not historical averages. Ready to estimate when you’re down.
Pricing: Fort Worth 76107 live market. CIS v1.2 pre-check initiated. Not suppressed historical data.
ELIAS AI
Estimate ready: $34,820. Two items flagged for your confirmation before I finalize — fascia damage (photos 11, 14, 17) and two skylights. Your call. I won’t submit without you.
Marcus
Include both. Confirmed.
ELIAS AI
Confirmed. Fascia +$2,140, skylights +$1,680. Revised total: $38,640. Running CIS validation now.
Human confirmation required. ELIAS prepared. Marcus approved. Nothing finalized without explicit confirmation.
ELIAS AI
CIS validation complete. 18/18 rules passed. Pricing validated against First Principles. Scope defensible. Ready to submit to Meridian.
Marcus
Submit it.
ELIAS AI
Submitted. Audit log sealed. Transparency Narrative generated. This claim is now part of the Golden Record.
CIS v1.2 · PASSED · 18/18 · Hash locked · Golden Record contribution confirmed.
Claim #AIQ-FW-2026-0419
Assigned
Property
Address4217 Meadow Creek Dr, Fort Worth TX
Loss TypeHail — Residential
Storm DateApril 6, 2026
Hail Size1.25” confirmed
Deductible$2,500 AOP
CIS v1.2 — Pre-check pending
Runs at estimate completion
Dispatch
StatusAccepted · En Route
InsuredPatricia Henderson
Prior ClaimAug 2019 — $18,400
Roof Age~5 years
Field Inspection
Photos24 captured · Analyzed
Hail Impact94% surface confirmed
Layers3 confirmed · TX flagged
Pricing SourceFirst Principles · Live
Estimate Draft
Tear-off (3 layers)$4,200
GAF HDZ Install$22,400
Ridge & Starter$1,620
Gutters$4,800
Total$34,820
2 items awaiting confirmation
Fascia · Skylights
Final — CIS Validated
Tear-off + Install$29,820
Gutters$4,800
Fascia + Skylights$3,820
Total$38,640
CIS v1.2 PASSED · 18/18
Log sealed · Golden Record ✓
Submitted to Meridian IA
Transparency Narrative available · Log tamper-evident
Explore the Full Workspace →

Every capability, every conversation, every step of the claim cycle

API Connected

Your Workspace.
Any System.
Anywhere.

AdjusterIQ isn’t a FileTrac feature. It’s an adjuster-portable workspace built on open API architecture. Already connected to FileTrac — and it connects to any claims management system on earth, old or new, legacy or modern, without replacing what firms and carriers already use.

FileTrac — Live
Legacy CMS — API Ready
Modern Platforms — API Ready
Carrier Systems — API Ready
Xactimate
Symbility
NIPR — License Verification
The adjuster carries AdjusterIQ with them. When they move to a new firm or take on independent work, their workspace, credentials, and ELIAS history travel with them. The firm’s CMS stays where it is. AdjusterIQ connects to it.
AdjusterIQ
AdjusterIQ
Your Workspace
FileTrac
FileTrac
Claims Management
ELIAS
ELIAS AI
Intelligence Layer
XA
Xactimate
Estimating Platform
SY
Symbility
Estimating Platform
NP
NIPR
License Verification
CM
Legacy CMS
Any Age System
CA
Carrier Portal
Direct Integration
CP
Claims Portal
Data Exchange
ST
State Systems
Regulatory Connect
IA
IA Firm CMS
Firm Platform
GW
Guidewire
Enterprise CMS
DC
Duck Creek
Enterprise CMS
MJ
Majesco
Policy Platform
CC
ClaimCenter
Core Claims
FileTrac
FileTrac
Claims Management
ELIAS
ELIAS AI
Intelligence Layer
XA
Xactimate
Estimating Platform
SY
Symbility
Estimating Platform
NP
NIPR
License Verification
CM
Legacy CMS
Any Age System
CA
Carrier Portal
Direct Integration
CP
Claims Portal
Data Exchange
ST
State Systems
Regulatory Connect
IA
IA Firm CMS
Firm Platform
GW
Guidewire
Enterprise CMS
DC
Duck Creek
Enterprise CMS
MJ
Majesco
Policy Platform
CC
ClaimCenter
Core Claims
Imagine This · Story 1 of 4

Meet Marcus.
This is his Tuesday.

Eight years adjusting property claims. Good at his job. Working against a system that was never built for him. Six months ago Marcus became a Sovereign Adjuster. Follow a full day in the AdjusterIQ workspace — from the assignment that found him before his first coffee to the CIS-locked claim he closed before 5 PM.

Follow Marcus’s Full Day →
Marcus Reynolds
Marcus Reynolds
Independent Adjuster · Dallas, TX
Available
8Years
CISCertified
3Claims Today
ELIAS AI
Good morning, Marcus. A new assignment matches your profile — hail damage, residential, Fort Worth. The IA firm is Meridian. Want me to pull the details?
Human-in-the-Loop by Architecture

You’re Always
in Control.

ELIAS doesn’t replace your judgment — it amplifies it. Every action is logged, attributed, and narrated in plain language. You set the level of involvement. The architecture enforces it. When a carrier pushes back, you have a forensic record of exactly what you found and why. This is your shield.

01
Manual
You do the work. ELIAS provides information and answers only when you ask. Full control, AI on standby.
02
Instructed
You direct. ELIAS executes and surfaces the result. Nothing moves forward without your explicit confirmation.
03
Delegated
ELIAS operates within rules you’ve approved and flags anything outside them before proceeding. Your judgment governs.
04
Automated
Routine, low-risk tasks handled end-to-end — immutably logged, fully auditable. Your time goes where it matters most.
Full Action Logging
Every ELIAS action logged with user, timestamp, data accessed, and outcome. Tamper-evident. Queryable. Yours.
Transparency Narrative
After each claim, ELIAS generates a plain-language summary of what it did. Shareable with carriers, policyholders, and regulators.
Human Confirmation Required
ELIAS never sends, submits, or finalizes anything without your explicit confirmation. It prepares. You approve. Always.
ELIAS Transparency Log · Claim #AIQ-FW-2026-0419 · Marcus Reynolds · April 14, 2026
-- SESSION OPEN ------------------------------------------- [06:47:12] SESSION Marcus Reynolds · Independent · CIS Certified · Autonomy Level 2 [06:47:12] MODEL Anthropic Claude Primary · ZDR Active · No training on your data
-- STAGE 1: ASSIGNMENT ------------------------------------ [06:47:15] ORIGIN Nexus Marketplace · Auto match · IA Firm: Meridian Claims [06:47:16] LICENSE VERIFIED · Texas All Lines · NIPR query · Active · No restrictions [06:47:44] ACCEPT Marcus Reynolds confirmed · Assignment accepted · Meridian notified [06:47:44] AUTHORITY Marcus Reynolds · Independent Adjuster · License #TX-48821
-- STAGE 2: FIELD INSPECTION ------------------------------ [09:14:02] VOICE Dictation 4m 12s · Transcribed · Key facts extracted · No data modified [09:14:15] PHOTOS 24 photos · Hail confirmed: 94% surface impact · 3 layers · TX flag set [09:14:17] PRICING First Principles pull · Fort Worth 76107 · Live market · NOT historical average
-- STAGE 3: ESTIMATE -------------------------------------- [11:02:31] DRAFT $34,820 · 12 line items · 2 flagged for human confirmation [11:04:18] CONFIRM Marcus Reynolds confirmed · Fascia +$2,140 · Skylights +$1,680 · Total: $38,640 [11:04:18] NOTE Zero line items modified without explicit adjuster confirmation
-- STAGE 4: CIS VALIDATION -------------------------------- [11:05:01] CIS Validation initiated · CIS v1.2 · 18 rules · Residential Roofing [11:05:02] RULE 01 PASS · Material pricing: First Principles · Fort Worth live market [11:05:02] RULE 07 PASS · Scope documentation: Photo-corroborated · Defensible [11:05:02] RULE 12 PASS · TX disclosure: 3-layer noted · Code requirement met [11:05:02] RULE 18 PASS · Human confirmation: All items confirmed by licensed adjuster [11:05:03] RESULT CIS v1.2 · PASSED · 18/18 rules · Final total: $38,640
-- SUBMISSION & SEAL -------------------------------------- [11:05:44] SUBMIT Marcus Reynolds confirmed · Submitted to Meridian IA · 11:05:44 AM [11:05:44] GOLDEN Golden Record contribution confirmed · CIS-validated claim archived [11:05:44] HASH SHA-256: a4f8e2c9b1d73f6e8a2b5c4d9f1e7a3b6c8d2e4f5a7b9c1d3e5f7a9b2c4d6e8f1a3b5 [11:05:44] SEAL LOG SEALED · TAMPER-EVIDENT · IMMUTABLE · Session closed
Ark Alliance Foundation
Ark Alliance Foundation

Every Claim You Close
Is Governed by a Standard.

The Ark Alliance Foundation is the independent nonprofit that sets the Certified Integrity Standard — the rules by which every claim in AdjusterIQ is validated. This is the structural foundation that makes the sovereign adjuster possible.

Every carrier building AI right now is training it on corrupted data — decades of altered estimates, suppressed scopes, and outcomes designed to minimize payouts. The Scrub is real. And it has poisoned the data the industry’s AI depends on. Every CIS-validated claim you close in AdjusterIQ becomes part of the Golden Record — the only clean benchmark dataset in insurance history. You’re not just doing the work. You’re fixing the record.
Pillar I
Certified Integrity Standard
Built on First Principles — actual material costs, real local labor rates, genuine code requirements. Verifiable numbers that cannot be suppressed by historical manipulation. Every claim in AdjusterIQ runs CIS validation before it closes. No override. No exceptions.
Pillar II
The Golden Record
The benchmark database built from CIS-validated claims — the cleanest dataset in insurance history. When you close a CIS-validated claim in AdjusterIQ, that data contributes to the Golden Record. The adjuster’s integrity becomes the industry’s foundation.
Pillar III
The Sovereign Adjuster
Sovereign. Intelligent. Respected. Trusted. The credential is earned through CIS-certified work, verified professional identity, ELIAS-guided learning, and a reputation built on real claims — not self-reported accomplishments. AdjusterIQ is where sovereignty is built, one claim at a time.
The Attribution Model — Three Elements on Every Action
Every action in AdjusterIQ carries three traceable identifiers. No ambiguity. No hidden decisions.
Origin
Who Initiated It
The user, a workflow trigger, or an automated rule. Every action has a traceable starting point. Nothing happens without an origin.
Executor
Who Carried It Out
ELIAS, a specific AI model version, or a human user. Model version is logged. No ambiguity about which intelligence was responsible.
Authority
Who Is Accountable
The licensed adjuster, the firm, or the carrier. Accountability established before the action executes — not reconstructed after a dispute.
Your Identity

One Profile.
Your Entire
Professional Story.

Your AdjusterIQ profile is your professional identity in the insurance industry — licensing, certifications, work history, skills, endorsements, and CIS credentials. All in one place, always current, always verifiable. And it belongs to you — not your firm, not a carrier.

Licensing Dashboard
Every license across every state and province. Active, expiring, renewal ready. NIPR-connected for automated verification. No manual data entry.
Skills & Endorsements
List your specialties and let peers endorse them. Endorsements build credibility and surface you for the right assignments automatically.
Nexus Marketplace & Rosters
Where opportunity meets expertise. Firms post assignments, qualified adjusters respond — matched on verified credentials. Replacing the spreadsheet roster forever.
Explore the Full Identity & Marketplace System →
Marcus Reynolds
Marcus Reynolds, CPCU
Independent Adjuster · Dallas, TX
Available
12Licenses
4.9Rating
247Claims
8yrExperience
Active Licenses & Credentials
TX — All Lines
OK — Property
LA — All Lines
FL — Property
CO — All Lines
⚠ AR — Renew 60d
△ CIS Certified v1.2
Sovereign Adjuster
Ark Alliance Foundation · CIS v1.2 Certified
VERIFIED
The Ecosystem

Three Layers.
One Intelligence.

FileTrac is the data authority. ELIAS AI is the intelligence layer. AdjusterIQ is the human workspace. Together they form an end-to-end claims ecosystem — and ELIAS connects all three to any system in between.

Data Authority
FileTrac
FileTrac
The Source of Truth
25+ years of operational claims data — structured, auditable, and ELIAS-connected.
Intelligence Layer
ELIAS AI
ELIAS AI
The Connection
Multi-model, CIS-governed, human-in-the-loop. Connects the data authority to the human workspace — and to any system beyond.
Human Workspace
AdjusterIQ
AdjusterIQ
Where It All Comes Together
Claims, credentials, career, and CIS — powered by ELIAS, connected to everything.
AdjusterIQ + ELIAS connects to any claims management system on earth — FileTrac, legacy platforms, modern SaaS — through open API architecture. The adjuster’s workspace travels with them. The firm’s system stays where it is.
For Decision Makers

The Business Case
for AdjusterIQ

01 — Compliance Confidence
Know Exactly Who’s Authorized
Every adjuster’s licenses, certifications, and CIS credentials tracked and verified in real time. Know exactly who’s authorized to work in which state, on which line of business, at all times.
02 — Workforce Visibility
Your Entire Network in One View
Availability, workload, ratings, specialties, CIS status — in one intelligent view. Assignment decisions based on data, not guesswork or phone trees.
03 — Faster CAT Deployment
Deploy at Scale When It Matters
When a CAT event hits, every minute matters. AdjusterIQ matches qualified adjusters to locations instantly — licensing verified, availability confirmed, dispatched before the phone rings.
04 — Adjuster Retention
Give Them Tools They Want to Use
The industry faces a critical talent shortage. AdjusterIQ makes the profession more attractive — removing friction, enabling professional growth, and giving adjusters tools built around how they actually work.
Now in Beta · Limited Access

You’re Not Just Getting
Early Access.
You’re Helping Build
the Standard.

Beta access to AdjusterIQ is limited and intentional. We’re building with a select group of adjusters who will help shape the workspace, validate the CIS, and be the first to carry the Sovereign Adjuster credential.

No spam. No sales pitches. Just updates that matter to your career.

Ark Alliance Foundation
Governed by the Ark Alliance Foundation · Certified Integrity Standard v1.2